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Odds are 1 out of 5 that your auto will be damaged in an accident.*

*2015 Field Guide, National Underwriter

Odds are 1 out of 96 that you will have a fire.*

*2015 Field, National Underwriter

Are you protected?

Personal Insurance

Since 1925 Luce, Smith & Scott, Inc. has provided personal insurance to individuals and their families.  The personal insurance portfolio includes auto, home, umbrella liability, valuable articles, watercraft and recreational vehicles.

Luce, Smith & Scott, Inc. has carefully and selectively chosen to represent many of the largest national insurance carriers, as well as many of the best regional insurance carriers, to provide the personal insurance portfolio to meet the needs of its clients.  This portfolio of personal insurance includes the unique needs of affluent clients with posessions of significant value and owners of custom-built, high value and historic homes.

Our experienced and knowledgable staff has earned our clients' trust through time every time.  We service individuals and their families with dedication, commitment, a sense of urgency and client privacy while providing high quality personal insurance products and competitively priced products.